Triple Layer Cracker Toffee Bars Recipe
Introduction
Triple Layer Cracker Toffee Bars combine crunchy crackers, rich caramel, and smooth chocolate for a deliciously addictive treat. This no-bake dessert is perfect for sharing and sure to impress with its layers of flavor and texture.

Ingredients
- 1 box Club Crackers
- 1 (14 oz) can Sweetened Condensed Milk
- 1 cup Brown Sugar
- 1/2 cup Butter
- 1/4 cup Milk
- 2 cups Milk Chocolate Chips
Instructions
- Step 1: Line a 9 x 13-inch pan with aluminum foil, leaving edges hanging over the sides, and spray with non-stick spray.
- Step 2: Arrange a single layer of Club Crackers on the bottom of the prepared pan.
- Step 3: In a saucepan over low heat, combine sweetened condensed milk, brown sugar, butter, and milk. Stir frequently as the butter melts.
- Step 4: Once the butter is melted, increase the heat to medium-high and cook for 5 minutes, stirring constantly to prevent burning.
- Step 5: Pour one-third of the caramel mixture over the first layer of crackers and spread evenly.
- Step 6: Add another layer of Club Crackers on top of the caramel, then pour half of the remaining caramel over them, spreading evenly.
- Step 7: Place the final layer of Club Crackers over the caramel, then pour and spread the remaining caramel on top.
- Step 8: Melt the milk chocolate chips in the microwave in 30-second intervals, stirring between each, until smooth and fully melted.
- Step 9: Spread the melted chocolate evenly over the top caramel layer.
- Step 10: Refrigerate the bars until the chocolate and caramel are fully set and hardened.
- Step 11: When ready to serve, lift the bars out using the foil edges and invert onto parchment paper. Cut with the chocolate side down for cleaner slices.
Tips & Variations
- Use dark or semi-sweet chocolate chips instead of milk chocolate for a richer flavor.
- For easier cutting, chill the bars thoroughly before slicing.
- Add a sprinkle of sea salt on top of the chocolate layer for a sweet and salty twist.
- Store foil edges to easily remove the entire slab without breaking it.
Storage
Store the toffee bars in an airtight container in the refrigerator for up to one week. They can also be frozen for longer storage—wrap tightly and freeze for up to three months. To enjoy, thaw in the refrigerator and cut as needed.
How to Serve

Serve this delicious recipe with your favorite sides.
FAQs
Can I use a different type of cracker?
Yes, you can substitute Club Crackers with buttery or salted crackers like saltines, but the flavor and texture may vary slightly.
Why do I need to invert the bars before cutting?
Inverting the bars with the chocolate side down helps create cleaner, neater cuts and prevents the chocolate from cracking or sticking to the knife.
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Triple Layer Cracker Toffee Bars Recipe
- Total Time: 2 hours 25 minutes
- Yield: 24 bars 1x
Description
This decadent Triple Layer Cracker Toffee Bars recipe features layers of buttery Club Crackers and rich caramel toffee, topped with smooth melted milk chocolate. The combination of crunchy crackers, gooey caramel, and creamy chocolate makes this no-bake dessert a perfect treat for holidays, parties, or anytime you crave a sweet indulgence.
Ingredients
Cracker Layers
- 1 box Club Crackers
Caramel Toffee
- 1 (14 oz) can Sweetened Condensed Milk
- 1 cup Brown Sugar
- 1/2 cup Butter
- 1/4 cup Milk
Chocolate Topping
- 2 cups Milk Chocolate Chips
Instructions
- Prepare the Pan: Line a 9 x 13 inch baking pan with aluminum foil, allowing the foil edges to hang over the sides for easy removal later. Spray the foil with non-stick spray to prevent sticking.
- Layer Crackers: Place a single layer of Club Crackers evenly over the bottom of the prepared pan, ensuring full coverage.
- Make Caramel Mixture: In a saucepan over low heat, combine sweetened condensed milk, brown sugar, butter, and milk. Stir frequently as the butter melts to prevent burning.
- Cook Caramel: Once the butter has melted, increase the heat to medium-high. Cook the mixture for 5 minutes, stirring constantly to thicken and develop the toffee flavor without burning.
- Pour First Caramel Layer: Pour one-third of the hot caramel mixture evenly over the cracker layer, spreading it gently with a spatula.
- Add Second Cracker Layer: Place another full layer of Club Crackers over the caramel to create the second layer.
- Pour Second Caramel Layer: Pour half of the remaining caramel over the second cracker layer, spreading evenly.
- Add Final Cracker Layer: Place the last layer of Club Crackers on top of the caramel.
- Pour Final Caramel Layer: Evenly spread the remaining caramel mixture over the top cracker layer.
- Melt Chocolate: In a microwave-safe bowl, melt the milk chocolate chips in 30-second intervals, stirring between each interval until smooth and fully melted.
- Top with Chocolate: Pour and spread the melted chocolate evenly over the caramel layer to cover completely.
- Chill to Set: Place the pan in the refrigerator and allow the toffee bars to harden completely, preferably for at least 2 hours.
- Cut and Serve: Once set, remove the bars by lifting the foil edges. Flip the bars upside down onto parchment paper so the chocolate side is down. Cut into squares for cleaner edges and serve.
Notes
- Use the foil sling method to easily lift the bars out of the pan without breaking.
- Constant stirring when cooking the caramel prevents burning and ensures a smooth texture.
- Microwave chocolate in short intervals with stirring prevents overheating and seizing.
- For a richer flavor, you can substitute milk chocolate chips with dark chocolate chips.
- Store bars in an airtight container in the refrigerator for up to 1 week.
- Prep Time: 10 minutes
- Cook Time: 15 minutes
- Category: Dessert
- Method: Stovetop
- Cuisine: American
Keywords: toffee bars, cracker toffee, Club Crackers dessert, caramel toffee bars, chocolate toffee bars, no-bake dessert

